Air filters made simple: size, MERV rating and how often to change

How to find your filter size, what MERV numbers mean, and a change schedule that fits your home, with a filter planner.

On this page
  1. What your filter actually does
  2. Find your filter
  3. Read the label correctly
  4. Plan your filter changes
  5. What MERV numbers mean
  6. How to change a filter in two minutes
  7. Common questions
  8. Sources

Key takeaways

  • Check your filter every month during heavy use and change it at least every 3 months, as ENERGY STAR recommends.
  • Shop by the size printed on the frame, such as 20x25x1. It’s a rounded size, so your tape measure will read slightly smaller.
  • The EPA suggests MERV 13 or as high as your system can handle. If you’re unsure, ask first, because a filter that’s too restrictive can reduce airflow.
  • Pets, allergies, construction dust and nonstop summer run times all mean more frequent changes.

What your filter actually does

The filter’s first job is protecting your equipment. It catches dust and debris before they coat the blower and the indoor coil. A dirty coil can’t absorb heat well, and a clogged filter starves the system of air. Its second job is cleaner air in your home, which depends on the filter’s rating.

Find your filter

Look for a grille on a wall or ceiling inside the house that pulls air in, or for a slot or cabinet beside the indoor unit. Some homes have more than one return, and each may hold a filter. If your system has a thick filter in a cabinet at the unit, the grilles may have none.

Horizontal cooling equipment in an attic with connected ducts, insulated lines and a white condensate drain.
Some systems keep a thick filter or an air cleaner in a cabinet right at the indoor unit, like the white-and-blue cabinet on the right side of this attic unit.

Read the label correctly

How to read a filter label
20 x 25 x 1ACTUAL SIZE 19.5 x 24.5 x 0.75MERV 8Installed 10 / 05AIRFLOW12345
  1. Nominal size

    The rounded size in large type, like 20x25x1. Shop by this number.

  2. Actual size

    Often printed smaller. Filters are made a little under the nominal size so they slide in.

  3. Airflow arrow

    Points the way air moves. Install it pointing toward the equipment, away from the room.

  4. MERV rating

    How well the filter catches small particles. Higher numbers catch more.

  5. Date you installed it

    Write it on the frame so you know when the next change is due.

Plan your filter changes

Interactive tool

Filter planner

Answer two quick questions for a starting schedule and a rating to ask about.

How thick is your filter?
What applies to your home?

This is a starting point, not a rule. Your filter or equipment manufacturer’s instructions come first.

Suggested schedule

Replace about every 2 months

Check it monthly anyway. If it looks gray and clogged sooner, change it sooner.

Rating to ask about

A MERV 8 to 11 pleated filter is a common choice. It protects the equipment and catches everyday dust and pollen.

What MERV numbers mean

MERV ratings at a glance
MERVTypically catchesA good fit for
1 to 4Pollen, dust mites and carpet fibersBasic equipment protection
5 to 8Mold spores, pet dander and household dustMost homes
9 to 12Finer dust and particles such as car exhaustHomes with pets or allergies
13 to 16Smaller particles, including some bacteria and smokeAllergies, asthma or smoke, if your system can handle it

How to change a filter in two minutes

  1. Turn the system off

    Set the thermostat to OFF so the blower doesn’t pull dust in while the slot is open.

  2. Slide out the old filter

    Note which way the arrow points and the size printed on the frame.

  3. Check the slot

    Vacuum or wipe any dust around the opening.

  4. Insert the new filter

    Arrow pointing toward the equipment, away from the room. Make sure it sits flat with no gaps around the edges.

  5. Write the date on it

    Then turn the system back on.

Common questions

Check it monthly during our long cooling season. Many 1-inch filters need changing every month or two in summer, and ENERGY STAR says to change it at least every 3 months.
It still catches some dust, but it’s designed to work in one direction. Turn it so the arrow points toward the equipment.
They can work if they’re cleaned on schedule and dried completely. A damp filter can grow mold. Many homes do well with disposable pleated filters.
It depends on how your system was built. Some homes use a filter at each return grille, others use one filter at the unit. Using both can restrict airflow, so ask if you’re not sure.

Sources

We checked the facts in this guide against these public sources.

This guide is general information for homeowners, not a diagnosis of your system. If you smell gas or a carbon monoxide alarm sounds, leave the house and call 911 or your gas utility first.

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